The Bank of Ningbo is committed to service Small and micro businesses of Bank of Ningbo Wenzhou branch always adhere to the market orientation of the development of the characteristic, has not forgotten to serve the local economy, service Small and micro businesses and services of urban and rural residents in the beginning of the heart, has always been adhering to the "perfect match" business strategy, always adhere to the "familiar with the market, the market access principle to understand customers" and strive to explore the development path of small and medium-sized banks, characteristic difference, steadily enhance the market competitiveness, has won praise from customers. More than six years since its establishment, the Bank of Ningbo Wenzhou branch will serve Small and micro businesses for their own development mission, continue to increase Small and micro businesses credit, innovative financial products, Small and micro businesses to ease the financing difficulties. The Bank of Ningbo branch in Wenzhou, the business maintained steady and rapid development, adhere to the limited credit resources to Small and micro businesses tilt, and ensure the delivery. In order to Small and micro businesses to provide professional and comprehensive financial services, as early as 2006, the head office of the Bank of Ningbo began to set up a professional financial services team, now has a branch in Wenzhou area with more than 10 small and micro professional team, hundreds of franchise for personnel, carry out small and micro financial services provides ample, professional security personnel. Do not forget the early heart deep inclusive financial means for Small and micro businesses Credit Bank of Ningbo based on Small and micro businesses differentiationandpersonalization financial demand, the original "golden pond" product innovation system based on the launch speed of the loan, the Czech operator card, financial, tax credit lending and other products and services. Among them, the Bank of Ningbo, the speed of the loan business is good credit to small and medium-sized enterprises or business owners issued mortgages with high limit and long term, with the loan "of the three major characteristics of the product, and can achieve the fastest" day three day loan approval ". The "fast approval, loan fast efficient and convenient services, has formed a good reputation in the market. McNair count the cards "changed the settlement Small and micro businesses of traditional banks, not only support 7× 24 hours of withdrawals, transfers, POS transaction, but also overdraft and finance. At present, the Bank of Ningbo has issued a total of 49 thousand cards is czechoslovakia. In addition, the Ningbo bank lending melting products to high-quality Small and micro businesses before the maturity of the loan, the loan can be continued by the new old, alleviate corporate liquidity pressure. The Bank of Ningbo also took the lead and the tax department cooperation, launched the "tax credit" products, in order to "tax credit" for the "credit bank", for the integrity of Small and micro businesses preferred credit. In all levels of government and regulatory departments concerned under the guidance of the trust of our customers support, Ningbo bank Wenzhou branch did not forget the early heart, deep to the positioning, inclusive finance, will always support the potential for the development of small and medium-sized enterprise entity as a business development center of Ningbo branch of Bank of Wenzhou, continues to focus on grinding Small and micro businesses and other market segments and continuously improve the ability to serve the local economic and social services, is committed to Small and micro businesses, to build a core competitiveness, modernization of outstanding bank in Wenzhou area.
宁波银行致力服务小微企业 宁波银行温州分行始终坚持特色化发展市场定位，始终不忘“服务地方经济、服务小微企业、服务城乡居民”的初心，始终秉承“门当户对”的经营策略，始终坚持“熟悉的市场，了解的客户”的市场准入原则，努力探索中小银行差异化、特色化发展道路，稳步提升市场竞争力，不断赢得客户口碑。成立六年多以来，宁波银行温州分行将服务小微企业作为自身发展的使命，持续加大对小微企业的信贷投放，不断创新金融产品，缓解小微企业融资难。 宁波银行温州分行在保持各项业务稳健较快发展的同时，坚持将有限的信贷资源向小微企业倾斜，并确保投放。 为了向小微企业提供专业、全面的金融服务，早在2006年，宁波银行总行就开始组建专业的金融服务团队，如今已在温州分行区域配备了10余个小微专业团队、近百名专营人员，为开展小微金融服务提供了充足、专业的人员保障。不忘初心 深耕普惠金融 多种手段为小微企业授信 宁波银行立足小微企业差异化、个性化金融需求，在原有“金色池塘”产品体系基础上，创新推出快审快贷、捷算卡、转贷融、税务贷等系列产品和服务。 其中，宁波银行“快审快贷”业务是向资信良好的中小企业或企业主发放的抵押贷款，具有“额度高、期限长、随借随还”三大产品特性，并且最快可以实现“一日审批，三天放款”。其“审批快、放款快”的高效便捷服务，已在市场中形成良好口碑。 “捷算卡”改变了小微企业传统的银行结算方式，不仅支持7×24小时取款、转账、POS交易，还能透支和理财。目前，宁波银行已累计发行捷算卡4.9万张。 此外，宁波银行“转贷融”产品让优质小微企业在贷款到期前，通过借新还旧即可续贷，缓解了企业资金周转压力。 宁波银行还率先与税务部门合作，推出“税务贷”产品，以“纳税信用”换“银行信用”，为诚信小微企业优先提供信用贷款。 在各级政府、监管部门的关心指导下，在广大客户的信任支持下，宁波银行温州分行不忘初心、坚守定位，深耕普惠金融，始终将支持具有发展潜力的实体中小企业作为宁波银行温州分行的业务发展重心，继续着力打磨小微企业等细分市场，不断提高服务地方经济社会的能力，致力服务小微企业，争取在温州区域内打造成一家具有核心竞争力、现代化的优秀银行。相关的主题文章：